Who really needs Non Ownership Aircraft Liability Protection? 1. A Person or Organization that charters an aircraft (pilot furnished by the aircraft owner) 2. A student pilot taking instruction in someone else's aircraft. 3. A pilot who borrows an aircraft, from a friend. 4. Someone who is ferrying or delivering an aircraft for someone else. 5. An independent professional contract pilot operating an owner's aircraft. 6. A member pilot of an aircraft owners group/flying club. 7. A pilot who hires/rents an aircraft from the aircraft owner, flying club or flight school. 8. A CFI providing flight instruction in a customer's aircraft. 9. An engineer who is test-flying a customer's aircraft, even if he is only taxying the aircraft. 10. A flying club providing flight instruction in a customer's aircraft. 11. A person who is operating the aircraft when a loss occurs, even if accompanied by the owner of the aircraft. 12. A pilot operating an aircraft owned by a trust or company, even if you own the company and/or you're the beneficiary/appointer of the trust. If you hire, borrow or just are flying a friends aircraft, your exposure to liability is both real and confusing. Relying on someone else's insurance coverage can be foolish and costly. |
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