Who really needs Non Ownership Aircraft Liability Protection?
1. A Person or Organization that charters an aircraft (pilot furnished by the aircraft owner)
2. A student pilot taking instruction in someone else's aircraft.
3. A pilot who borrows an aircraft, from a friend.
4. Someone who is ferrying or delivering an aircraft for someone else.
5. An independent professional contract pilot operating an owner's aircraft.
6. A member pilot of an aircraft owners group/flying club.
7. A pilot who hires/rents an aircraft from the aircraft owner, flying club or flight school.
8. A CFI providing flight instruction in a customer's aircraft.
9. An engineer who is test-flying a customer's aircraft, even if he is only taxying the aircraft.
10. A flying club providing flight instruction in a customer's aircraft.
11. A person who is operating the aircraft when a loss occurs, even if accompanied by the owner
of the aircraft.
12. A pilot operating an aircraft owned by a trust or company, even if you own the company and/or
you're the beneficiary/appointer of the trust.
If you hire, borrow or just are flying a friends aircraft, your exposure to liability is both real and confusing. Relying on someone else's insurance coverage can be foolish and costly.